Ledger

1. Introduction

Ledger ("we", "our", "us") is committed to protecting your privacy. Ledger is a browser-based visualization tool and is not a financial institution, broker, advisor, or regulated financial service. This Privacy Policy explains how we handle information when you use our lifestyle planning calculator.

2. Information We Collect

We do not collect, store, or transmit any personal or financial data you enter into Ledger through the application’s input fields.

All calculations are performed locally in your browser. Your data exists only in your browser's memory and is automatically erased when you close or refresh the page.

3. Local Storage

If you choose to download your data as a JSON file, that file is saved directly to your device. We never receive or store this file.

4. Third-Party Services

Google AdSense: We use Google AdSense to display advertisements. Google may use cookies to serve ads based on your prior visits to this or other websites. You can opt out of personalized advertising at Google Ads Settings.

Analytics: We may use analytics services to understand how visitors use our site. This data is used in aggregated form to understand general usage patterns and does not identify individual users.

5. Cookies

Ledger itself does not use cookies. However, third-party advertising services may place cookies on your device. You can control cookie preferences through your browser settings. Third-party advertisers may automatically receive non-personal technical information such as IP address or browser type when serving ads.

6. Children's Privacy

Ledger is not intended for children under 13. We do not knowingly collect information from children.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.

8. Contact

If you have questions about this Privacy Policy, please contact us through our website.

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